Denmark based

4.8/5

Industry first, decentralized exchange framework

One-stop shop for all your crypto banking needs. Sign up now to on/off ramp, broker crypto, utilize stablecoins for payments, and access deep liquidity for large scale OTC transactions.

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Market-leading Web3 integration

By eliminating the need for wrapped or pegged tokens, it allows true native cross-chain trades. Users retain full control over their funds, ensuring self-custody – even when using hardware wallet. Our Native Swap product, enables direct asset transfers across multiple major chains. Supporting seamless swapping of assets across any compatible blockchain.

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Crypto-crypto

By eliminating the need for wrapped or pegged tokens, it allows true native cross-chain trades.

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Users retain full control over their funds, ensuring self-custody – even when using hardware wallet.

Bespoke

Our Native Swap product, enables direct asset transfers across multiple major chains.

About

Cross-chain swap

If you use an external wallet, first send your crypto to your Penning wallet by using the QR code or by copying and pasting the wallet address. You can find your wallet address in your Penning Wallet when signed in on the web app. To send the crypto, you can either scan your QR code or copy your wallet address.

Receive crypto to your wallet

If you use an external wallet, first send your crypto to your Penning wallet by using the QR code or by copying and pasting the wallet address. You can find your wallet address in your Penning Wallet when signed in on the web app. To send the crypto, you can either scan your QR code or copy your wallet address.

Swap across chains in minutes

Invest on an EU-regulated platform with no monthly fees.

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Supported tokens

Trade & invest across 190+ tokens on 28+ networks — need a specific asset or size? We’ll source it via a custom mandate.

See all tokens

BTC/BTC

ETH/WBTC

LTC/LTC

ETH/ETH

BCH/BCH

AVAX/AVAX

ETH/USDC

BSC/BNB

XRP/XRP

ETH/USDT

DOGE/DOGE

THOR/RUJI

What clients are saying

Testimonials

See all on Trustpilot

Excellent support and an easy-to-use platform! The phone is always answered quickly, or they call back shortly after if you have any questions. Just a few hours from fiat in your traditional bank to crypto in your own wallet.

Ulrik Bruhn

October 21, 2025

The team behind Penning has many years of experience in the industry, and it clearly shows in their innovative trading platform. It’s user-friendly, highly secure, and easy to navigate. I can highly recommend them for crypto trading.

Nicki Bech-Bjørnes

November 2, 2024

I exchanged crypto for Danish kroner, and the process went very smoothly with Penning. Super fast service – it took no more than 30 minutes from placing the order to receiving confirmation of payout. After that, it took about a day on average for the DKK to appear in my Danish bank account.

Philip Jefting

November 1, 2024

Fantastic experience using Penning. Great help from Jimmie regarding the bank transfer. I’ll definitely keep using Penning going forward – both for crypto in and out!!!

Bjarne

August 30, 2025

I’ve used Penning several times. Excellent service, fast execution, and it’s great to have Danish-speaking staff on support. Everything runs smoothly and professionally. A huge recommendation from me.

Morten Jacobsen

February 5, 2025

01/10

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Disclaimer Privacy policy Terms & Conditions File a complaint Copyright & intellectual property rights

Penning Financial Services ApS is registered with the Danish Financial Supervisory Authority as a 'virtual assets service provider' under FTID 17545. Penning Financial Services ApS (DK44645971) and Penning A/S (DK42312428) are part of Penning Group ApS (DK42310352), all companies registered and incorporated in Denmark. Hereinafter collectively referred to as 'Penning'. Penning does not provide any investment advice or recommendations of any kind, including whether to buy or sell any security or other assets. Penning cannot be held responsible for any costs, taxes, or other losses resulting from purchases of any assets, including but not limited to non-compliance with laws and restrictions in the customer's jurisdiction.