Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
Simple KYC process
Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
Submit your buy, sell orders
Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
On- and off-ramp with Penning
Exchange crypto to fiat and vice versa. Let Safello bridge the gap between the traditional finance system and the world of cryptocurrencies. We work with local banks and payment service providers to ensure a smooth payout to your connected bank account.
Supported currencies:
Euro
EUR
DKK
Danish Krone
Low-risk savings strategy
What this strategy does
New asset classes bring new opportunities. Leveraging the technology of the crypto market, innovative savings products can be developed that maintain traditionally low-risk levels while offering higher, next-gen profit potential.
Penning Save offers safe, transparent and low-risk savings products for the risk averseinvestor that still wants to leverage the new technology the crypto market brings, and thus giving the potential for higher returns.
The majority of the investments done in Penning Save offer full capital protection, meaning the only risk we take on is the counterparty risk, which in this case is the worlds second largest crypto exchange.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
5%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
0%–2%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
If you have confidence in the leading cryptocurrencies and seek an investment strategy that grows alongside the market, Penning Grow is the ideal solution.
Penning Grow primarily allocates funds to Bitcoin and Ethereum, strategically increasing holdings during market downturns to optimize entry prices.
Simultaneously, it takes incremental profits as values rise, ensuring that potential gains are maximized.
This approach offers a systematic and sophisticated alternative to the traditional buy-and-hold strategy while preserving the benefits of value appreciation in alignment with the underlying assets' growth.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
20%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–30%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Years of research and development have led to the creation of one of the most efficient and sophisticated algorithmic trading portfolios in the world.
Penning Trade utilizes 4 to 10 distinct algorithmic trading strategies within the crypto derivatives market. With short investment horizons and the flexibility to take both long and short positions, the portfolio maintains a market-neutral stance, leveraging cryptocurrency volatility through a quantitative approach.
This product falls on the higher end of Penning’s risk spectrum due to the inherent nature of shorter investment timeframes, which can lead to faster outcomes—whether positive or negative.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
40%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–60%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Penning is a Danish crypto broker registered with the Danish Financial Authorities and audited by RSM. Our services are open to clients across all EU states including the EEA.
Excellent support and an easy-to-use platform!
The phone is always answered quickly, or they call back shortly after if you have any questions.
Just a few hours from fiat in your traditional bank to crypto in your own wallet.
Ulrik Bruhn
October 21, 2025
The team behind Penning has many years of experience in the industry, and it clearly shows in their innovative trading platform. It’s user-friendly, highly secure, and easy to navigate.
I can highly recommend them for crypto trading.
Nicki Bech-Bjørnes
November 2, 2024
I exchanged crypto for Danish kroner, and the process went very smoothly with Penning.
Super fast service – it took no more than 30 minutes from placing the order to receiving confirmation of payout.
After that, it took about a day on average for the DKK to appear in my Danish bank account.
Philip Jefting
November 1, 2024
Fantastic experience using Penning.
Great help from Jimmie regarding the bank transfer.
I’ll definitely keep using Penning going forward – both for crypto in and out!!!
Bjarne
August 30, 2025
I’ve used Penning several times. Excellent service, fast execution, and it’s great to have Danish-speaking staff on support.
Everything runs smoothly and professionally.
A huge recommendation from me.
Morten Jacobsen
February 5, 2025
01/10
Our packages
Contact Jimmie Steinbeck
And learn more about the opportunities Penning Financial Services can offer for your Crypto related needs.
New asset classes bring new opportunities. Leveraging the technology of the crypto market, innovative savings products can be developed that maintain traditionally low-risk levels while offering higher, next-gen profit potential.
Penning Save offers safe, transparent and low-risk savings products for the risk averseinvestor that still wants to leverage the new technology the crypto market brings, and thus giving the potential for higher returns.
The majority of the investments done in Penning Save offer full capital protection, meaning the only risk we take on is the counterparty risk, which in this case is the worlds second largest crypto exchange.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
5%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
0%–2%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
If you have confidence in the leading cryptocurrencies and seek an investment strategy that grows alongside the market, Penning Grow is the ideal solution.
Penning Grow primarily allocates funds to Bitcoin and Ethereum, strategically increasing holdings during market downturns to optimize entry prices.
Simultaneously, it takes incremental profits as values rise, ensuring that potential gains are maximized.
This approach offers a systematic and sophisticated alternative to the traditional buy-and-hold strategy while preserving the benefits of value appreciation in alignment with the underlying assets' growth.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
20%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–30%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Years of research and development have led to the creation of one of the most efficient and sophisticated algorithmic trading portfolios in the world.
Penning Trade utilizes 4 to 10 distinct algorithmic trading strategies within the crypto derivatives market. With short investment horizons and the flexibility to take both long and short positions, the portfolio maintains a market-neutral stance, leveraging cryptocurrency volatility through a quantitative approach.
This product falls on the higher end of Penning’s risk spectrum due to the inherent nature of shorter investment timeframes, which can lead to faster outcomes—whether positive or negative.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
40%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–60%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.